Social Security Tips Every American Should Know

The U.S. social security welfare system was established in 1935 and was hosted by the then federal government's Department of Health, Education and Welfare. The U.S. Social welfare is divided into social insurance and non-social insurance. Social insurance welfare projects include mental disability insurance, unemployment insurance and other employment insurance, and non-social insurance welfare projects include subsidies for raising children, poor families, social security income, food stamps, medical assistance, housing subsidies and energy subsidies.

The U.S. social security welfare system was established in 1935 and was hosted by the then federal government's Department of Health, Education and Welfare. The U.S. Social welfare is divided into social insurance and non-social insurance. Social insurance welfare projects include mental disability insurance, unemployment insurance and other employment insurance, and non-social insurance welfare projects include subsidies for raising children, poor families, social security income, food stamps, medical assistance, housing subsidies and energy subsidies.

Social Security Benefits
  1. Social Insurance
The United States has the right to enjoy social insurance. The first is the pension plan. The social security payment during work will be returned to immigrants in the form of pensions after retirement.
The second is social medical insurance (Medicare). Immigrants can apply for free medical care when they are 65 years old.
  1. Unemployment benefits
In the United States, unemployed people can apply for unemployment benefits to maintain basic living needs. This is also part of the social security system to ensure everyone's basic life during unemployment.
The application and issuance of unemployment benefits are usually the responsibility of the labor departments of each state, and applicants need to meet certain conditions to obtain this benefit.
These conditions usually include that the cause of unemployment is not due to personal fault, the willingness and ability to actively find a job, and meeting certain working hours and remuneration requirements.
The amount of unemployment benefits is usually determined based on the applicant's previous wages and work situation, and some states also set maximum and minimum benefit standards.
Applicants are usually required to report their employment status to the labor department regularly to ensure that they are still eligible for unemployment benefits.

Health insurance benefits
Free or low-cost health insurance can be obtained through federal medical assistance programs such as Medicaid and the Children's Health Insurance Program (CHIP).
These programs provide them with the opportunity to visit doctors, prescription drugs, emergency services, and other necessary medical services.
Although applying for these assistance programs may require some procedural steps, these programs provide vital support and protection for those who need help, so that they will not worry about their lives because of medical expenses.
At the same time, some state governments also provide different levels of health insurance plans to meet the medical needs of local residents.
It is very important to understand and seize these opportunities to ensure that they can get basic health care.
Points query
In the past, the Social Security Administration would send you a letter every year to inform you of your points, but now they no longer mail it to save money. You can log in to the Social Security Administration website and register a personal account to check your points. The specific link is "earning record". You can see the relevant information after clicking it.